+251 115 158278 info@enatbanksc.com

Women Financing

Collateral Saving

The “Enat Collateral Saving Account” is an account where willing national and international organizations, private and governmental as well as concerned individuals, who has same vision as Enat Bank to reach “the missing middles”, deposit a certain amount of money that will be blocked for a period of time; and which the Bank uses as a guarantee for women entrepreneurs.The Bank in partnership with development partners shall work on relevant training and business advisory services for potential beneficiaries of the scheme. Advisor partners may also directly participate in the preparation of business plans in addition to providing training and advisory services. This will ensure that the business is run properly, and make sure loans are paid as per schedule to minimized default.

Loan under USAID/SIDA Guarantee scheme

Offered to qualifying borrowers in private enterprises registered in Ethiopia those are at least 51% owned by Women. The applicant should offer collateral equivalent to 50% of the loan requested (In the form of building, cash substitute, bank share and bonds) & Ethiopian citizen.

Women Special Loan

The “Enat Loan to women” against cash collateral deposited by willing individuals is a loan forwomen-owned SMEs,whothe lack of collateral is a bottleneck to the growth of their business.

Applicant must be a woman or business owned and managed by women only; Ethiopian by Nationality; Able to produce a certificate showing that she/they does/do not have any property registered in her/their name, or husband’s name; And must meet other additional eligibility criteria set by the Bank.

Women Savings Account

The “Enat Bank Women Saving Account” is for womenwho are looking to build their savings habits, and benefit from the highest interest rate (5.5%) provided by the bank, as privileges for women empowerment.

Non Financial Services

Financial Education 
The “Enat financial education” tools and training is to provide financial literacy which is believed will aid in educating women on financial issues, assist in the change of their standard of living. The training is delivered on all the branches of the bank, and is supported by educational dramas, entertaining games, registration of income and expense, and many more.

Enat Bank would also like to invite all interested to participate in the training at our Branches

Capacity building

The Bank in partnership with development partnersprovides capacity building and advisory services for SMEs women-owned business. Advisor partners may also directly participate in the preparation of business plans in addition to providing training and advisory services.

We will soon have more specific products and services tailored to the needs of women, and women-owned SMEs available on the website. Check back soon!


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Kirkos sub-city, woreda 8, Jomo Kenyata Avenue, |Enat Tower |P. O. Box 18401, Addis Ababa, Ethiopia



+251 115 158278 / 507074