logoThe services we offer
Digital & Card Banking
USSD Banking

USSD Banking

Mobile Wallet

Mobile Wallet

Mobile Banking App

Mobile Banking App

Card banking service

Card banking service

Internet Banking

Internet Banking

Personal Banking
Enat Marefiya Deposit Account

Enat Marefiya Deposit Account

Enat Belhat Savings Account

Enat Belhat Savings Account

Checking Account

Checking Account

Enat Setota Deposit Account

Enat Setota Deposit Account

Golden Savings Account

Golden Savings Account

Enat Ashara Savings

Enat Ashara Savings

Children’s Deposit Account

Children’s Deposit Account

Platinum Deposit Account

Platinum Deposit Account

Enat student Saving Account

Enat student Saving Account

Non-Financial Services
Market Access & Advisory

Market Access & Advisory

Capacity Building

Capacity Building

Job Creation Support

Job Creation Support

Enat Financial Education

Enat Financial Education

Women Schemes
Overseas Employee Savings

Overseas Employee Savings

Agar Saving Account

Agar Saving Account

Selanchi Saving Account

Selanchi Saving Account

Women’s Special Loans

Women’s Special Loans

Loans & Credit
Excess Drawing Linked Deposit

Excess Drawing Linked Deposit

Export Financing

Export Financing

Consumer Loans

Consumer Loans

Business Loans

Business Loans

Other Financial Services
Sweeping & Fund Management

Sweeping & Fund Management

Gift Certificates & Gift Cards

Gift Certificates & Gift Cards

Guarantee Services

Guarantee Services

Ummi Interest-Free Banking
Mudarabah Fixed Investment (Restricted)

Mudarabah Fixed Investment (Restricted)

Wadiah Saving Account

Wadiah Saving Account

Mudarabah Fixed Investment (Unrestricted)

Mudarabah Fixed Investment (Unrestricted)

Qard Current Accounts

Qard Current Accounts

Murabaha Financing - Working Capital

Murabaha Financing - Working Capital

Mudarabah Saving Accounts

Mudarabah Saving Accounts

Murabaha Financing - Investment

Murabaha Financing - Investment

International & Diaspora
Foreign Currency Saving Account

Foreign Currency Saving Account

Foreign Check Services

Foreign Check Services

Remittance Services

Remittance Services

Diaspora Banking Services

Diaspora Banking Services

Trade Finance Services

Trade Finance Services

Ye Enat Gebeta Saving
Enat Agaje saving (Collateral Fund Account)

Enat Agaje saving (Collateral Fund Account)

Enat LeGash Deposit Fund (Collateral Fund Account / Pool of Collateral Fund)

Enat LeGash Deposit Fund (Collateral Fund Account / Pool of Collateral Fund)

Enat LeRassie Saving (Own deposit Account

Enat LeRassie Saving (Own deposit Account

Enat Enderassie Saving (Collateral Fund Account)

Enat Enderassie Saving (Collateral Fund Account)

Enat Tena Deposit Account

Enat Tena Deposit Account

Enat Cards
No matter your journey, Enat Bank offers a range of cards designed to meet your needs — secure, accessible, and always by your side.
Enat Bank card
App mockup
Apps
Discover our suite of digital banking solutions designed to make your financial life easier.
USSD
USSD
Malefiya
Malefiya
Internet Banking
Internet Banking
Mobile Banking
Mobile Banking
Unite.et
Unite.et

Have any Questions?

Find answers to the most common questions about our products and services.

Savings, current, children’s, diaspora, interest-free, and fixed deposit accounts.
Personal, business, housing, vehicle, diaspora loans, and women’s loans.
Yes, via Mobile Banking, Internet Banking, and USSD (*845#).
Yes. We provide letters of credit, remittances, and forex services.
No. Enat serves all customers while maintaining a strong women-focused mission.