Bank Anytime, Anywhere

With Enat Bank’s Digital Banking, your branch is always with you. Manage your money, make payments, and stay secure — all from the palm of your hand.

Benefits of Digital
Banking?

Why wait in line when you can bank with ease? Our digital services give you:

Fast and secure transfers

Enjoy banking freedom anytime, anywhere, with full access to your accounts and services.

24/7 access to your accounts

Send and receive money quickly, with advanced security ensuring every transfer is safe and reliable.

Utility and bill payments made simple

Quickly pay bills online, saving time and avoiding queues or delays.

Real-time alerts for peace of mind

Receive instant updates on account activity, keeping you informed and always secure.

Flexible Banking, Dial, Tap, or Click!

Enat Digital Banking lets you bank anytime—via USSD, Mobile App, and Internet Banking—plus cards, ATMs, and merchant solutions. Open accounts, transfer funds, pay bills, and manage your money securely in minutes.

USSD Banking (*845#)

Use *845# for instant service—anytime, anywhere, without internet.

Dial: *845#,Any phone, any network,Available 24/7

Mobile Banking

Get the Enat Mobile App on Google Play or the App Store.

iOS & Android,Biometric login,Real-time alerts

Internet Banking

Manage your account conveniently through the Enat Web Portal.

Batch payments,User management,Personal & Business profiles

Cards & ATM

Pay in-store and withdraw cash across our ATM network.

Debit & Instant cards,Green-PIN,Daily limits & card controls in-app

Smart Digital
Solutions

Enat makes life easier with smart tools: accept payments with Arifpay, pay tuition through Uni-Cash, and access quick loans via MALEFIYA.

Uni-Cash (School Payments)

Pay tuition fast and securely by student ID.

MALFIYA (Digital Lending)

Instant loans for women and small businesses.

ArifPay (Merchant Payments)

Fast, secure digital payments for merchants.

Chapa